Florence Bank (www.florencebank.com ), a mutually-owned savings bank serving the Pioneer Valley through tenbranch locations, has hired Michelle Cayo of Granby, MA to the position of Vice President, Credit Administration Manager.

Cayo joined Florence Bank in July 2017 with nearly twenty years of commercial credit experience.

Cayo studied at Bay Path University where she received her Bachelor’s degree in Business with a concentration in Finance. Additionally, she received her Master’s Degree in Communications and Information Management from Bay Path. Cayo has completed the New England School for Financial Studies program and is in the process of completing the Graduate Banking Program from the American Bankers Association.

Cayo proudly serves her community as a member of the Jimmy Fund Council of Western Mass. In the past, she has also served as President of the Professional Women’s Chamber of Western Mass. In 2013, Cayo was recognized by Western Mass Women’s Magazine as Volunteer of the Year to recognize her work for children with pediatric cancer. Cayo was also recognized by BusinessWest as a member of the 40 Under Forty Class of 2011 which celebrates young business and civic leaders in the Pioneer Valley.

Florence Bank President and Chief Executive Officer John F. Heaps, Jr., said, “We are thrilled to announce the addition of Michelle Cayo to our Florence Bank family. She has an impressive background in commercial credit and we feel she’s the ideal candidate to take on the role of VP/Credit Administration Manager. I know we will be seeing excellent results from her in the years to come and I look forward to watching her success.”

About Florence Bank

Florence Bank is a mutually-owned savings bank chartered in 1873. Currently, the Bank serves the Pioneer Valley through 10 full-service branch locations in Florence, Northampton, Easthampton, Williamsburg, Amherst, Hadley, Belchertown and Granby as well as through 27 ATMs and a new full-service Banking Center in West Springfield. Florence Bank offers a wide range of financial services including investment management through FSB Financial Group (FSBFG) to consumers and businesses. Florence Bank is consistently voted best local bank by the readers of the Valley Advocate and the Daily Hampshire Gazette. John F. Heaps Jr. is the Bank’s President and Chief Executive Officer. Main headquarters are at 85 Main Street, Florence, MA 01062. For additional information about the Bank or its services please visit www.florencebank.comor call 413.586.1300.